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FC Lending Officer - Chico, CA

Bank of America

Chico, CA
Job Code:
  • Financial Services
Bank of America
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Job Details

Company Bank of America

Job Title FC Lending Officer - Chico, CA

Jobid bankofamerica-16053413ChicoCA

Location: Chico, CA, 95927, USA

Description **Job Description:**

The FC Lending Officer is responsible for originating retail mortgage loans and other lending products. Contact may be either telephonic or in-person. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

Required skills:

Two to three years of experience in a loan origination experience (Candidate must possess a minimum of two years mortgage sales experience with a proven successful track record of loan origination in the retail market).

Knowledge of conventional and/or government guidelines.

Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending.

Ability to manage a heavy pipeline of 50 plus loans.

Should have excellent communication skills; both oral and written, and be self-motivated with ability to work independently.

Teamwork and customer service skills a must, and must possess the ability to relate at all levels.

Must have an overall understanding of the additional bank products to enhance cross selling ability, and must possess basic computer skills with knowledge of word, excel, and outlook.

Self-motivated and highly organized and have excellent time management and follow-up skills.

Ability to prioritize multiple competing tasks.

Desired Skills:

Familiar with FHA and HUD guidelines.

Strong computer skills including MS applications and experience utilizing laptop technology for accessing rate, credit/ loan status info.

Ability to analyze and comprehend complex financial data and provide financial alternatives.

**Posting Date** : 12/21/2016

**Location** : US-CA-Chico

**Travel** : No

**Full / Part-time** : Full time

**Hours Per Week** : 40

**Shift** : 1st shift

**Weekly Schedule** : Monday - Friday

**Assistance for Applicants with Disabilities**

Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at .

**Diversity & Inclusion**

At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

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