24 days old

Credit Risk Analyst

Merchants Automotive Group, Inc.
Hooksett, NH 03106
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Merchants Fleetis the fastest growing fleet management company in the country, with over 50,000 vehicles under management. Our mission is to provide our clients with the most innovative fleet management experience nationally. We partner with our clients to optimize the mobility of their organization, through leasing, fleet services and customized solutions. Through innovative thinking and specialized teams, Merchants elevates the fleet performance of its broad range of clients.

Merchants is an award-winning place to work with accolades including; Best & Brightest, Best Company to Work For 2015-2019, Great Place to Work and Coolest Company for Young Professionals.

Description:Serve as a senior member of the Commercial Credit Team. Primary function is to review commercial loan requests to determine credit limits for prospective accounts.

Key Responsibilities:

Primary Responsibilities Include:

  1. Review of commercial/lease loan requests for new customers

  2. Annual reviews of existing customers

  3. Portfolio management

  4. Work effectively across departments in all facets of risk management.

Additional Responsibilities Include:

  • Write-up, approve and or recommend commercial credit requests within delegated authority.

  • Review financial statements, tax returns, commercial and consumer credit reports and other sources to evaluate customers credit capacity.

  • Work closely with risk and sales teams to develop and structure transactions.

  • Complete annual reviews and requests for increases for existing customers.

  • Work with the contracts team to ensure documentation is executed properly.

  • Assist with the maintenance of department reports and dashboards.


  • Ability to spread financial statements, calculate ratios and understand commercial credit reports (D&B, PAYNET, Experian).

  • Ability to work independently and manage time efficiently.

  • Good communication skills with the ability to interact with all levels of the organization, as well as external customers.

  • Strong computer skills in Microsoft Office, Excel (intermediate to advanced) and on-line systems.


  • Prior experience (5-10 years) as a commercial credit analyst for a commercial finance/leasing company or bank.


  • Bachelors Degree (preferably in Business, Finance or Accounting).


Posted: 2020-02-01 Expires: 2020-03-01

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Credit Risk Analyst

Merchants Automotive Group, Inc.
Hooksett, NH 03106

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